Elaine Blades

Total 39 Posts

Unpacking the Past

As regular readers of this blog – along with anyone whose profession touches upon any aspect of estate planning and/or administration – know, the discipline is equal parts art and science. Given the credentials of, and work performed by, most contributors to this blog, the technical aspects receive the lion’s share of attention here. Notwithstanding, through both professional and personal experience we’re all acutely aware of the importance of the non-scientific….

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Elder Care, Estate Planning, Wills

Millions of Wills now online at Ancestry.com

Ancestry.com Inc. (“Ancestry”), based in Utah, is the largest for-profit genealogy company in the world. In addition, subsidiaries operate in many European countries and also in Australia and Canada. A great many public records are made available through Ancestry, including: birth, death and marriage; census and voter lists; and military. Added to this immense volume of information, millions of U.S. Wills are now available at the site. (No news on….

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Wills

Elder Abuse – helping to spread the word

I recently had the pleasure of presenting to a group of seniors on the topic of Elder Abuse. The event was organized by the Sunshine Group of Seniors, part of the San Romanoway Revitalization Association. I presented along with Police Constable Amir Butt of 31 Division. P.C. Butt explained that there are four different types of elder abuse: physical; psychological or emotional; financial; and, neglect. He explained that neglect comes in….

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Estate Planning

A Perfect Storm

First I read an article in Maclean’s titled Seniors and the generation spending gap (interestingy, the tablet edition has the more provocative title “Old and Loaded”) which discusses how today’s seniors are the “wealthiest generation in history”. Next, I read Audrey’s blog – September is World Alzheimer’s Month – where I learned that one in 10 Ontarians over the age of 65 has dementia.  We’re also told by 2031 all baby boomers will have….

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Estate Planning

Boilerplate Blues

Most clauses in a Will are (or should be) clear on their face.  That being said, certain standard clauses  – even when drafted in plain English – may be opaque to the layperson.   The “persons born outside marriage” clause is a good example of a provision which begs an explanation. In Ontario, the concept of illegitimacy was abolished in 1978.  The Succession Law Reform Act explicitly eliminates the distinction between persons….

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Estate Planning

A different kind of trust, a different set of rules

In 21 x 3, I wrote about three, sometimes tricky, trust rules:  the 21-year deemed dispositon rule; the rule against accumulations; and, the rule against perpetuities.  Following the post, I realized I had not been specific enough when a reader – esteemed charitable foundation advisor and former colleague, David Windeyer – questioned whether the rule against perpetuities applies to charitable trusts.  Instead of simply answering David directly with a “not really”,….

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Estate Planning
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